Guides to assist consumers

Welcome to the consumer area of the Web site, which focuses on educating consumers on the mortgage process. This information empowers the consumer with the knowledge to make good decisions for themselves and their families.



What is a mortgage broker? Print E-mail

Have you ever wondered what a mortgage broker is?  Read on to find out......

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Choosing the right mortgage broker? Print E-mail
Make sure you choose a professional mortgage broker.  Find out how......
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Why use a mortgage broker? Print E-mail
Find out why using a mortgage broker may suit your individual needs.
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What to expect from my mortgage broker? Print E-mail

You are wanting to use a mortgage broker to obtain a home loan.  What service should they provide, and what is required of them?......

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Who is Who in the mortgage industry? Print E-mail

Westpac?  Bluestone?  Aussie?  Wizard?  The MFAA?  Find out exactly who is who in the mortgage industry...... 

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SO YOU'RE BUYING YOUR FIRST HOME Print E-mail

You're about to embark on the biggest financial millstone and committment in your life, well good on you......  So where do you start?

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WHAT DO I NEED TO APPLY FOR A HOME LOAN? Print E-mail

A basic list of requirements for loan processing. Speak to your mortgage broker to ensure you have all documents you will need for your application.

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What is a Reverse Mortgage Home Loan? Print E-mail

What is a reverse mortgage?

 

A reverse mortgage home loan is a loan where generally older home owners, who have usually paid off their original home loan, borrow against the value of their house to obtain cash to be used for the likes of overseas travel, improved lifestyle or to pay for grandchildren’s school fees. They do not have to repay the loan until they sell the property, move or die.
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What is a Deposit Bond? Print E-mail
You need to exchange contracts - but you don't have 5% cash......what do you do?
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OWN YOUR HOME SOONER Print E-mail

Do you want to own your home sooner. Here are a few tips that will become the fundamental ingredients that you can apply over and over again.

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TOP 10 CONSUMER PROTECTION TIPS Print E-mail

Are you protecting yourself?  

Please read the following tips to ensure you don't fall into the trap that many Australians do each year when looking for that perfect home loan.

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Are you feeling the pinch? Print E-mail
Are you having trouble meeting your financial commitments?  Five tips to help you get back on track.
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HOW'S YOUR CREDIT RATING? Print E-mail

How good do you look to lenders out there?.... 

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WHAT IS THE HOME LOAN PROCESS Print E-mail

Know the home loan process from beginning to end and inside out.......

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GUIDE TO DIFFERENT TYPES OF HOME LOANS Print E-mail

Find out what types of home loans and features are available....

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ABOUT HOME LOAN FEES Print E-mail

There's a little fee for this and a little fee for that and before you know it, it's cost you a pack.  Learn all about those nasty little fees...... 

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GUIDE TO GRANTS AND ASSISTANCE Print E-mail
Are you buying your first home, a member of the Defence Force, have a disability, low income or are of Aboriginal/Torres Straight Islander descent find out what Grants and Assistance you are entitled to......
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Consumer Resources Print E-mail

A number of consumer links to relevant government and mortgage industry associated bodies to enable you to keep up to date with current information.

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INVESTMENT LOANS Print E-mail

Do you need a home loan for investment purposes?   

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WHAT'S IN AN INTEREST RATE? Print E-mail

Have you ever wondered who sets the interest rate - or what interest rates you have to choose from?

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Disclaimer: While we have taken all reasonable care in producing the information contained on this site, we do not promise that it contains all the information you need to answer all your questions. This document is for information purposes only, and must not be relied upon as a substitute for professional services or legal advice. Mortgage Broker.com.au does not guarantee the accuracy of information provided by third parties linked to this site.
 
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