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A basic list of requirements for loan processing. Speak to your mortgage broker to ensure you have all documents you will need for your application.

PROPERTY PURCHASE

PAYG/SALARY

• Two most current payslips
• Two years tax returns or Group Certificates
• Rental income verification – If using rental income for loan servicing
• 100 points of ID (eg Passport and Drivers Licence)
• Confirmation of Deposit Funds (savings history if required)
• Copy of executed purchase contract executed by at least the vendor showing purchase price and all purchaser names.
• Rates Notice for any existing properties
• Copy of Title Deed if property is unencumbered.
• Latest statement of all current debts

SELF EMPLOYED

• Last TWO years balance sheets & profit & loss
• Last TWO years company financials
• Last TWO years personal returns or Group Certificates

All other requirements as per PAYG points are also required.

REFINANCE & DEBT CONSOLIDATION.

All of the above requirements are relevant, with the addition of:

*** Last 6 months statements of all debts being refinanced

Please note that minimum documentation can vary between lending institutions. Please consult your mortgage broker for a more accurate list of what they will require.