So you’ve weeded out all the maybe houses and found the one. The next logical step is to make an offer. This is critical in the home buying process and should be considered carefully. This is when you put pen to paper and specify how much you’re willing to pay for the home, and under what conditions you…

You’re about to embark on the biggest financial milestone and committment in your life, well good on you……  So where do you start? Committing to a 30 year home loan is something you won’t want to take lightly, so it is important to do your research..and then do more research. Familiarise yourself with the mortgage process,…

During the home loan process each party involved has certain obligations and rights. The Lender must provide a credit contract which sets out the terms and conditions of the proposed transaction clearly. This often is referred to as the LETTER OF OFFER (LOO). It is important to check the LOO for correct details including interest…

Do you believe a home is only as good as the neighbourhood it’s in. If you find a home that meets most of your other home-buying requirements but resides in a neighbourhood you hate, you will never be happy. The same thing applies to the re-sale value of your home. A nice home in a…

Is auction a possibility? There is a great way to save your money when buying your home. Mortgagee In Possession real estate that go up for sale at auction. There are thousands of properties Australia wide that become seized every year due to bankruptcy that are being repossessed by banks and other home loan institutions. These…

Know Your Wants And Needs Before embarking on your journey of house hunting, you must know what you really want to find. Sit down with pen and paper and list all the features you care most about, such as: – Location (in a particular city, school district or neighbourhood) – Size — how many bedrooms…

5 Steps to help make home buying FUN! The thought of home buying being fun might sound optimistic to some, and downright ridiculous to others. Sadly many who have been through the process of buying a home have described it in the exact opposite way…STRESSFUL, HARD, OVERWHELMING. We have noted five things to that will…

NASTY or NICE? When purchasing a home considering the neighbourhood is as important as the house!  If the neighbourhood is less than desirable chances are you will never be happy – no matter how ‘perfect’ the house is. Not only that, but the neighbourhood you choose to purchase in will affect the purchase price and…

Things to think about buy a home Embarking on buying a home can be overwhelming to say the least!  We have tried to take some of the pressure away by compiling a basic check list to give you a head start in finding the right home for YOU. Before you begin the hunt for the…

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