A mortgage broker acts as an intermediary between borrowers and potential lenders. We help you navigate the sometimes complicated process of finding and applying for a home loan.We work with multiple lenders to find the best loan options that suit your financial situation and goals. We use our expertise to simplify the application process and negotiate the best loan terms on your behalf.

We can help borrowers with more or less any type of home loan. That might be a lenders offering low-deposit home loans for first-home buyers, a great cashback deal for refinancers, or a low doc loan for a self-employed borrower.

We frequently work with borrowers looking for an investment loan, as well those looking for construction loan options for their new build.

We start by asking you what you’re trying to achieve, then we listen carefully and help you understand which type of home loan will be the best match.

We carefully consider your circumstances, needs and goals, and use that as the basis for comparing lenders. In many cases, we’re looking for the best deal based on the interest rate and fees. Sometimes we prioritise the loan features that will keep costs as low as possible (in addition to the rate and fees). Other times, we’re looking for lenders that will accept a borrower in a more complicated situation. Regardless of the specific priorities, our process focuses on achieving the best possible outcome for you.

Using a mortgage broker gives you access to a wide variety of loan products from multiple lenders. Instead of comparing and negotiating loan terms with different providers, we do the hard work for you. We can often negotiate better interest rates and loan terms than those advertised by lenders. We’ll help you with your home loan application and get answers to your questions (no more waiting on hold with your lender to get an update on your application).

Yes, absolutely. We’ll help you audit your current mortgage deal and compare it to what else is available. If you decide to refinance your home loan, we’ll help with the paperwork. We generally recommend borrowers look to refinance their home loan every 2-3 years to make sure they’re still getting good value.

It starts with a simple chat that means we can understand your needs and financial situation. We then compare loan products from various lenders, offer recommendations and submit the application to your chosen lender on your behalf. Beyond that, we manage the approval and settlement process and keep you updated at every step.

We don't charge mortgage broking fees to borrowers – it's free to use our service. Instead, we may receive a commission from the lender you choose once your loan is settled. However, we always provide recommendations based on what is in your best interest.

The time it will take to get your loan approved will vary based on the complexity of your application and the lender’s process. From start to finish, the process generally takes between one and four weeks. This can be longer for home loans for self-employed borrowers as that process can be more complex.

Rest assured we do everything in our power to get your loan approved as quickly as possible.

We certainly do. We can talk you through the process, help you understand your options and costs, and explain what government incentives and concessions you may be eligible for.

We have access to rates from dozens of top Australian lenders, including major banks, regional banks, mutuals, credit unions and online-only lenders.

We work with lenders offering mainstream loan options, plus those that offer specialist finance such as bridging loans and home loans for bad credit borrowers.

Our expert brokers carry out a detailed home loan comparison to help you narrow down your options to the most suitable lenders and loans available to you.

This depends on the situation but a big advantage of using a broker is being able to get information on lenders rules that aren’t necessarily disclosed publicly. Brokers are experts on lenders eligibility criteria and can help you understand which lenders may be most suitable. A mortgage broker will also be honest and up-front about your chances of approval. This can help you avoid wasting time on applications that may not be approved.